Money transfer · CAD → USD · from Toronto
Send money to the USA.
Send Canadian dollars to any bank account in the United States, delivered in US dollars. The CAD/USD pair is the one we quote most — off the interbank rate, with no commission and a better rate than the big Canadian banks.
- Lock it for2 hours
- CommissionNone
- At a big bankUSD 6,961.30
Lock this rate and it's held for you for 2 hours.
What you need from your recipient
Recipient's full name and address
Exactly as they appear on their US bank account.
ABA routing number
The 9-digit routing number of their bank (for wires, the bank's wire routing number).
Account number
Their US checking or savings account number.
Bank name and SWIFT code
Helps the wire route cleanly to the right bank.
How sending money to the USA works
Quote & lock
Tell us the amount and we quote CAD → USD off the interbank rate, with no commission. The rate is fixed when you book.
MinutesVerify & pay
Government photo ID, and source of funds on larger amounts, as FINTRAC requires. Pay by e-transfer, EFT, wire, cheque or at our office.
Same dayWe send it
We wire US dollars to your recipient's account in the United States and send you written confirmation with the reference.
Usually 1–2 business daysWhy Toronto sends money to the USA
Whatever the reason, you get a real dealer, a firm rate before you send, and a documented transfer from a FINTRAC-registered Money Service Business (MSB M23907027).
- Paying US invoices and suppliers
- US college and university tuition
- Snowbird and vacation property costs
- Family support and gifts
- Real-estate and investment transfers
Send money to other countries
All destinations →- Send money to England CAD → GBP · British pounds 1 CAD = 0.5243 GBP
- Send money to Germany CAD → EUR · euros 1 CAD = 0.6192 EUR
- Send money to Dubai CAD → AED · UAE dirhams 1 CAD = 2.6110 AED
- Send money to South Korea CAD → KRW · South Korean won Rate quoted by our dealer
- Send money to Mexico CAD → MXN · Mexican pesos Rate quoted by our dealer
- Send money to China CAD → CNY · Chinese yuan 1 CAD = 4.7192 CNY
- Send money to the Philippines CAD → PHP · Philippine pesos 1 CAD = 44.8595 PHP
- Send money to Turkey CAD → TRY · Turkish lira 1 CAD = 35.0807 TRY
the USA transfer questions
How long does a transfer to the USA take?
Most transfers to the USA arrive within one to two business days of booking. You get written confirmation with the transaction reference as soon as the wire is sent.
What details do I need to send money to the USA?
The recipient's full name and address, their bank's 9-digit ABA routing number, their account number, and the bank's name and SWIFT code.
Is it cheaper than sending USD through my Canadian bank?
Usually, yes. Banks build a markup of around two to two and a half percent into the CAD/USD rate; we quote off the interbank rate with no commission, and the converter on this page shows the difference on your amount.
Is Diplomat Exchange licensed?
Yes. Diplomat Exchange Inc. is registered with FINTRAC as a Money Service Business under MSB number M23907027, and follows Canadian record-keeping and reporting requirements on every transaction.